Dally has been kind enough to send me some information that he and Joe obtained from Judge Rizzo, and I'll share it with you.
Here's how it works. When a foreclosure action is filed, the bank must indicate whether an owner-occupied property is involved, and if so, obtain a case management order scheduling a conciliation conference. Both the complaint and the conciliation order, scheduling a conference within sixty to ninety days, are then served on the homeowner. Before the conference, the homeowner meets with a housing counselor, who prepares a proposal for the lender.
Using this procedure, 1,540 cases have been scheduled for a conciliation conference. More than half of the eligible homeowners, 63%, participated. Of the 973 owners who have completed conciliation conferences, nearly half (490) have been able to save their homes.
Philly is using a large reservoir of pro bono attorneys to keep costs down.